Under HUD's Housing Counseling Program, CHAPA is the HUD-approved Regional Intermediary for New England. CHAPA competes for housing counseling funds with other regional intermediaries and national intermediaries on an annual basis.
CHAPA works with 12 affiliates in four New England states – Maine, Massachusetts, and Vermont. Each of the 12 affiliates is a non-profit agency providing housing counseling services to households with low and moderate incomes. Services include tenant counseling, pre- and post-purchase homebuyer education and counseling, and default and delinquency counseling. CHAPA's affiliates are listed below by state.
Maine
- Avesta Housing, Portland
- Coastal Enterprises, Inc. (CEI), Wiscasset
- Community Concepts, Inc. (CCI), South Paris
- York County Community Action Corporation (YCCAC), Sanford
Massachusetts
- Allston-Brighton Community Development Corporation (ABCDC), Brighton
- Berkshire County Regional Housing Authority (BCRHA), Pittsfield
- Financial Education Associates (FEA), Roxbury
- Massachusetts Affordable Housing Alliance (MAHA), Dorchester
- Merrimack Valley Housing Partnership (MVHP), Lowell
- Quincy Community Action Programs, Inc., (QCAP) Quincy
- Sommerville Community Housing (SCC), Sommerville
Vermont
- Windham and Windsor Housing Trust, (WWHT), Brattleboro