Senate Passes Economic Development Bill, Includes Major Housing Policies

On Thursday night, the Massachusetts Senate passed SB3178, the 2026 Economic Development Bill. This legislation, like the House version of the same bill, included significant housing policies designed to help Massachusetts create the homes we need to thrive. CHAPA is grateful to Senate President Karen Spilka, Housing Chair Julian Cyr, and the members of the Senate for their leadership and recognition of the importance of housing for the future of our Commonwealth.

Significantly, the Senate legislation included making development of duplexes as-of-right in all residentially-zoned districts across the state. This policy along has the potential to create thousands of new homes and to make this housing type more available as a development option. Through amendments, the Senate included the creation of a new fund to facilitate the development of first-time homebuyer opportunities as well as a five community pilot of the Tenant Opportunity to Purchase Act (TOPA). The Senate also mirrored the House in including codification of site plan review and incentives for municipalities to convert underutilized commercial parcels to residential use.

Within the next week, the House and Senate are expected to name members to a conference committee that will resolve differences between the two bills. CHAPA will be advocating strongly for the inclusion of all of the housing policies in the final economic development bill that is put before the Governor for her signature.

Senate Takes Up Major Housing Policy in Economic Development Bill

Today, the Massachusetts Senate will begin debate on its economic development bill, S.3178. This legislation includes policies that will help create the homes Massachusetts needs to thrive and is one of the last major bills expected to pass before the legislative session ends this month. This is one of the best remaining opportunities to advance significant housing policy this year!

Creating new homes and preserving the affordable housing opportunities we already have are both crucial to the state’s economic development. High housing costs drive talent out of Massachusetts and make it harder for employers to fill jobs and remain competitive. Spending most of a household’s income on increasing housing costs also means impossible decisions for people—often between food, medical care, other necessities, and rent—and less choice in where they want to live.

The bill already includes major housing wins, including: 

  • Allowing duplexes as-of-right in all residentially-zoned areas;
  • Codifying site plan review to make the process predictable, timely, and clear; and
  • Incentivizing local communities to convert under-utilized commercial properties for residential use. 

 

CHAPA is also advocating for several additional amendments to be included in the final bill: 

#72 – Matched Savings (Sen. Eldridge)

Creates a Matched Savings Program for people with low incomes to save with up to a 4:1 match. Savings can be used for the down payment on a home, starting a small business, education, and other allowable financial goals.

 

#135 – Parking Reform (Sen. Cronin)

Encourages more homes near transit, lowers construction costs, and makes it possible to create the homes we need by eliminating parking requirements within ½ mile of public transit and capping parking minimums at 1 space per unit everywhere else.

 

#257 & #302 – Expanding and Improving RAFT (Sen. Tarr & Sen. Crighton)

Improves RAFT by eliminating the requirement for a notice to quit or utility shutoff, allowing for more upstream access to benefits.

 

#326 – Expedited Lot Subdivision (Sen. Crighton)

Makes it easier to build homes on smaller lots by allowing property owners to subdivide their land into parcels no larger than 10,000 square feet.

 

#458 – Massachusetts Rental Voucher Program (Sen. Lovely)

Codifies MRVP in statute, providing stability and predictability for the operation of the vitally important state rental assistance program.

 

Contact your state senator TODAY and ask them to support CHAPA’s priority housing amendments!

 

Thank you!

Senate Ways and Means moves forward important housing policies

On Thursday, the Senate Committee on Ways and Means released a $325 million economic development bill that included several policies that would make it easier to build the homes Massachusetts needs.

 

These policies include:

  • Enabling duplexes to be built as of right on all residential lots (similar to a recommendation of the Unlocking Housing Production Commission and legislation filed by CHAPA).
  • Codification of municipal Site Plan Review processes (a CHAPA priority).
  • A local-option framework to convert commercially zoned lots and buildings into residential units.
  • A 30-day deadline for local zoning boards of appeal to hold public hears on appeals.

 

CHAPA applauds the Senate, especially Senate President Karen Spilka and Housing Committee Chair Julian Cyr, for recognizing the importance of housing for the future of Massachusetts and the Commonwealth’s economy.

 

Opening statements on the Senate economic development bill are expected to be made on Wednesday, July 22 and debate is anticipated to conclude the next day.

Governor Healey Signs FY2027 Budget Without Changes

Governor Healey Signs FY2027 Budget Without Changes

Governor Maura Healey signed the FY2027 budget this week, approving the version the Legislature sent to her desk without any vetoes. CHAPA advocated for that outcome to preserve key housing priorities contained in the $63.4 billion appropriations package. And we thank both the Governor and the Legislature for their continued work to preserve and expand critical housing programs, even in a very difficult budget year. 

This year’s budget increases funding for key state rental assistance and supportive housing initiatives like MRVP, Public Housing, RAFT, and HomeBASE, and maintains level funding for many other beneficial efforts such as first time home buyer counselling. Additionally, the outside sections codify several targeted changes to Chapter 40A, the Commonwealth’s Zoning Act, designed to reduce local obstacles to development and expand housing production. A separate outside section streamlines the disposition of vacant public housing, helping housing authorities more quickly clear and repurpose long-vacant units so they can be returned to safe use for residents who need them.

CHAPA published a detailed analysis of the housing pieces in this budget earlier this month, which you can find here. We have also produced a budget tracker, which provides a side-by-side housing comparison between this year’s budget and last year’s.

Governor Healey Signs FY2027 Budget Without Changes

Major Housing Policy Wins in the House Economic Development Bill 

The Massachusetts House has passed its 2026 economic development bill (H.5562), building on legislation Governor Healey originally filed as “Mass Wins.” CHAPA is thrilled that the bill contains several of its priority housing policies for this session, including Yes in God’s Backyard (“YIGBY”) and a statewide framework for site plan review. We applaud the House—particularly Speaker Mariano, Chair Michlewitz, Representative Vargas, and Representative Kassner—for recognizing the urgency of our housing challenges and leading the charge on bold policy solutions. 

Housing and economic development go hand in hand. Rising housing costs drive residents and workers out of state and make it harder for employers to hire and retain talent. By adopting policies that pave the way for more housing production, this bill will boost housing affordability, help families stay in their communities, and bolster the economy for everyone. 

Next Steps

H.5562 now heads to the Senate, which will debate and approve its own version of the bill. The two chambers will then form a conference committee to negotiate and reconcile any differences between their respective versions, before sending a final bill to the Governor for her signature. As this process plays out between now and the end of the formal legislative session on July 31st, CHAPA will keep working with partners to protect these housing gains and to advance priorities not yet included. 

Thank you to the House for passing a robust economic development bill that advances meaningful housing investments and policies. 

Key Housing Provisions in the Bill:

  • YIGBY: Allows faith-based organizations across Massachusetts to build multifamily housing by right on land they already own, significantly reducing local barriers to development while also requiring meaningful affordability for people with low incomes. 
  • Site plan review: Codifies a statewide framework for site plan review, replacing a fragmented system in which site plan review rules and processes vary significantly by municipality. It allows cities and towns to maintain local oversight while also creating a set of uniform rules to facilitate development, like mandating objective standards and establishing reasonable review timelines. 
  • Commercial conversions: Supports the conversion of commercial properties into new multifamily and mixed-use housing.
  • $120 million in housing grants, including $50 million to help municipalities convert commercial properties into homes, $50 million to remediate former state-owned buildings for housing, and $20 million for a veterans housing initiative.
  • Ending Housing Discrimination (Amendment #544, Rep. Madaro): Strengthens fair housing enforcement in real estate. It requires adjudicatory bodies, like the Massachusetts Commission Against Discrimination, to refer findings of housing discrimination against real estate  brokers to the state licensing board. Additionally, it mandates license suspension based on such violations (60 days for 1st violation, 180 days for subsequent violations within a 2 year period), adds fair housing and diversity training to licensing and continuing-education requirements, and requires annual public reporting of complaints and disciplinary actions. 

 

Other Significant Housing Measures

The bill advances several other significant Housing Provisions

  • Tenant Opportunity to Purchase (Amendment #71, Rep. Livingstone): Gives cities and towns a local option to establish a tenant opportunity to purchase, so tenants, or their designee, have a chance to buy their home when it’s offered for sale, with parallel rights in short-sale and foreclosure situations. 
  • Local Housing Tax Increment Financing (TIF) (Amendment #644, Rep. Vargas): Creates a local-option housing TIF framework that enables municipalities to encourage new residential and mixed-use growth.
  • Housing Development Incentive Program (HDIP) (Amendment #347, Rep. Cabral) : Expands this Gateway Cities market-rate housing production tool, raising the annual program cap to $40 million and allowing awards of up to $5 million per project.

 

 

Governor Healey Signs FY2027 Budget Without Changes

Housing Wins and Priority Amendments in the Economic Development Bill (H.5562)

The House Committee on Ways and Means has released its version of the 2026 Economic Development bill (H.5562), a $425.1 million package the House plans to take up this Wednesday. This is one of the last major bills expected to pass before the legislative session ends this month and one of the best remaining opportunities to advance significant housing policy this year!

The bill already includes major housing wins:

  • Allows multifamily housing as of right on land owned by religious institutions (Yes In God’s Back Yard, or YIGBY)
  • Codifies and streamlines a state framework for site plan review
  • Supports the conversion of commercial properties into new multifamily and mixed-use housing
  • Adds $120 million in housing grants, including $50 million to help municipalities convert commercial properties into homes, $50 million to remediate former state-owned buildings for housing, and $20 million for a veterans housing initiative

CHAPA is also advocating for several additional amendments to be included in the final bill, detailed below.

Creating new homes and preserving the affordable housing opportunities we already have are both crucial to the state’s economic development. High housing costs drive talent out of Massachusetts and make it harder for employers to fill jobs and remain competitive. Spending most of a household’s income on increasing housing costs also means impossible decisions for people—often between food, medical care, other necessities, and rent—and less choice in where they want to live.

Take Action

You can reach your legislators directly through our Action Network form. Click here to contact your State Representative and ask them to: (1) co-sponsor and support CHAPA’s priority housing amendments; and (2) protect the housing reforms already in H.5562, including YIGBY and site plan review. It takes just a minute—the form fills in a message to your Representative that you can send as-is or personalize with your own story.

Protect What’s Already in the Bill: YIGBY & Site Plan Review

YIGBY (Yes In God’s Back Yard) lets faith-based organizations across Massachusetts build multifamily housing by right on land they already own—development that local zoning often blocks or delays. It cuts red tape while requiring meaningful affordability, and one analysis found that using just a quarter of faith-owned vacant land could support more than 250,000 new homes.

Site plan review varies from town to town today, making permitting slow and unpredictable. H.5562 creates one statewide framework that keeps local oversight while making reviews objective and time-limited: predictable standards, 90-day decisions for as-of-right projects, and automatic approval if a town misses the deadline. Please protect both YIGBY and site plan review as the bill moves forward.

Priority Housing Amendments

CHAPA thanks Representatives LeBoeuf, Owens, Fluker-Reid, and Madaro for filing the amendments below. Each would strengthen the bill’s housing provisions, and we’re urging legislators to adopt them in the final version.

Amendment #25: Eliminate the Notice to Quit Requirement for RAFT Eligibility (Rep. LeBoeuf)

This amendment removes the notice to quit (and a utility shutoff notice) as prerequisites for Residential Assistance for Families in Transition (RAFT) eligibility, and directs the Executive Office to establish criteria for demonstrating that a household is experiencing or at risk of homelessness. This lets families access emergency rental assistance earlier and prevent evictions before they start.

Amendment #135: Special Commission on Affordable Housing Insurance (Rep. Owens)

This amendment establishes a special commission to develop a statutory and regulatory framework addressing the rates insurers set for properties with affordability restrictions and properties where tenants use vouchers, with a report due by December 31, 2026.

Amendment #195: Promoting Economic Mobility Through Matched Savings (Rep. Fluker-Reid)

This amendment creates a matched-savings program—up to $4 in matching funds for every $1 saved—for households at or below 80% of area median income. Savings could be used toward goals such as buying or renting a home, education or job training, home repairs, starting a small business, or building credit, supported by a new Matched Savings Trust Fund.

Amendment #544: Ending Housing Discrimination (Rep. Madaro)

This amendment strengthens fair housing enforcement in real estate. It requires the licensing board to suspend brokers or salespersons found to have violated fair housing law (60 days for a first violation, 180 days for a repeat), makes those referrals mandatory, adds fair housing and diversity training to licensing and continuing-education requirements, and requires annual public reporting of complaints and disciplinary actions.